On Jan 9, 5:31*am, Roland Perry wrote:
In message , at 23:44:00
on Sun, 8 Jan 2012, Bolwerk remarked:

I don't really ever see a need to go to the bank, and if I do
I prefer to use the ATM and skip the line.

Here in the UK the ATMs often have a line as well.

Here, smaller branches may have only a single ATM, and there are ones
not physically attached to a bank (for instance in retail locations),
but many city bank branches have lobbies, accessible after-hours with
the ATM card, with several ATMs. The Chase branch on Broadway across
the street from St. Paul's Chapel, a block from the WTC and
[ObTransit] adjacent to the Fulton St. Transportation Complex (which
actually has above-ground structure now), has many open-air ATMs. At
such facilities there's rarely a wait of more than a person or two.

And getting back to trains, so do automatic ticket machines, which can
have a longer line than the windows. But pre-purchased tickets can only
be collected from the machines.

PATH stations have a variety of ticket machines. The single-purpose
cashless ones at the three terminals I use (haven't noticed where they
are in Newark, have never gotten off in Hoboken) for refilling a PATH
SmartCard often have no line at all, while there's often a line at the
ones with MTA MetroCards as well.