On 31/05/2012 14:32, ian batten wrote:

On May 31, 11:37 am, Graham wrote:
Yes, online banking works as a replacement for debit cards. How
large is the set of people who have access to online banking, but do
not have debit cards?

Potentially anyone with an HSBC 'Basic' bank account which only provides
an ATM card but allows internet banking.

Interesting. The Lloyds, Nat West and Barclays equivalents provide a
debit card, so this would seem to fit into the category of "weird edge
case". Presumably anyone eligible for this would be eligible for
another operator's equivalent.

ATM-only cards also exist for the Santander Basic Current Account, First
Trust Bank's Basic Bank Account and Bank of Ireland's Basic Cash Account
(as well as various savings accounts).