London Banter - View Single Post - Dormant Oyster funds

Roland Perry · August 5th 15, 09:49 AM posted to uk.transport.london

In message , at 21:21:01
on Tue, 4 Aug 2015, remarked:
Is it at all possible to add a Senior Railcard to a contactless debit
/ credit card?

I'm thinking no, but......

No, you can't add any railcards to one.

Either literally (as there's nowhere on the card to record it) or
virtually (by linking the railcard with the debit/credit card in
their back-office).

I'm thinking this is probably an anti-fraud measure, because if
someone is travelling on an Oyster with a railcard loaded, an
inspector can tell that, and ask to see the railcard; but if it's a
contactless journey he won't know to ask - and someone may have
borrowed the card (especially if it's a low-value prepay one).

Recording the railcard as a flag to the customer account would be easy
enough but is not offered (not yet anyway), maybe for the reason Roland
cites.

It's a variant of the "cockup versus conspiracy" theory where it's
"cockup versus plugging a fraud vector"
--
Roland Perry