CLYDE DEMPSTER wrote:

If customer service means me earning less, working longer hours in a more
dangerous enviroment, haveing my pension turned into some mickey mouse
money purchase scheme snip

That's a bad one to argue on. Final salary pensions are in demise all
over the place. The (simple) reason why is that they are effectively a
pyramid scheme which make the assumption that the workforce/their
contributions/the related investments will always grow over time It is
being discovered that they won't.

Personally, I find a money purchase scheme invested in a number of
places to be more secure, even if it won't necessarily give as good a
final figure.

Neil