Paul Corfield wrote:
I do not understand why you see the rules of using Oyster as being a
punishment. It's simple enough - touch in and touch out. There have to
be incentives to make sure that people do these simple tasks otherwise
we might as well have free travel everywhere.

Touch in and touch out within an unspecified time period (and if you
exceed that unspecified time period, you're subject to an £8 penalty).
And maybe at some interchange points too, but nobody seems to know for
sure (e.g., Bank).

What I don't understand is why the presumption is that PAYG users are
trying to cheat the system while TravelCard holders are traveling within
their zones. (If a dishonest TravelCard holder travels outside his
zones and exits the system at a station without gates, what possible
reason would he have to touch out? Why is nobody concerned with his
fare evasion? On the flip side, if the TravelCard holder is granted the
benefit of the doubt, why not treat the PAYG user with the same courtesy?)

It seems like the goal is to penalize infrequent riders, especially
tourists. Tourists generally don't stay in town long enough for a
TravelCard to be worthwhile. Now, when they get lost in the system and
take a bit longer than the system expects to reach their destination,
and they get hit with an £8 penalty, they can't get it eliminated at the
ticket window -- no, they have to call the Oyster helpdesk and then jump
through whatever hoops the helpdesk imposes to collect a refund.

And to add insult to injury, the penalty was (supposedly) set at £4 to
reflect the maximum possible fare, yet the penalty doesn't count towards
a Z1-6 cap. If we're going to assume that somebody who forgot to touch
out might have traveled to the opposite end of the Underground map, we
could at least give him credit for that trip towards his daily cap.

With hindsight the concept of the high charge for non validation should
have been introduced at the start of PAYG not now. The howls of
complaint are only coming because people have got used to a more lenient
system which, if exploited, results in fraud.

But the new, more stringent system is still wide open to fraud.

If you want to seriously reduce fraud, install gates at the stations
that don't have them.
--
David of Broadway
New York, NY, USA