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[email protected] · September 2nd 09, 08:49 PM posted to uk.transport.london

In article ,
lid (Mark Bestley) wrote:

wrote:

On Wed, 2 Sep 2009 07:16:02 -0700 (PDT)
Andy wrote:
Oh and to reinforce the point, if you are undertaking a 'customer
present' transaction, the PIN number is validated directly against
the card and not sent to any server. The card holds the PIN, not the
bank.

If your card has a magnetic stripe on the back then your bank is
probably well aware of your PIN otherwise you'd never be able to use
it in non chip-and-pin cash machines in other countries.

When you get a new card the bank sends you the pin (and if a renewal
debit at least says it is the same as your current one)

My credit and debit card PINs have stayed the same through card changes,
including account number changes in the case of credit cards. The PIN
relates to the card.

--
Colin Rosenstiel