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#911
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On Tue, 20 Mar 2012 22:05:03 +0000, "
wrote: On 18/03/2012 15:47, Goalie of the Century wrote: In message , " writes What ever happened with Ryanair's plans to do something like that, BTW? http://www.ryanair.com/en/news/gen-en-300806 30.08.06 Ryanair, Europe’s largest low fares airline, and OnAir, the leading onboard passenger communications provider, today (30th Aug) announced a deal that will see Ryanair’s entire fleet of Boeing 737 aircraft fitted with OnAir’s onboard mobile communications solution. http://www.ryanair.com/en/news/launch-of-europe-s-1st-fleet-wide-inflight-mobile-phone-service 19.02.09 Ryanair, Europe’s largest low fares airline, today (19th Feb) launched its in-flight mobile phone service initially onboard 20 of its (mainly) Dublin based aircraft. This is the first step in fitting Ryanair’s entire fleet of over 170 aircraft to allow all passengers to make and receive mobile calls and texts on all Ryanair flights. http://www.flightglobal.com/news/articles/onair-hangs-up-on-ryanair-mobile-phone-deal-340096/ 1 Apr 2010 Disagreement on timing for a fleet roll-out, among other issues, led OnAir to terminate its agreement to provide on-board to-fit mobile phone service across budget carrier Ryanair's fleet. http://www.ryanair.com/en/questions/can-i-use-my-mobile-phone-or-ped-onboard The use of Mobile Phones is not permitted onboard any Ryanair aircraft. Probably also because O'Leary tried to bid for the equipment at an unrealistically low level and, when the equipment provider declined, he became verbally abusive. "Became" ? |
#912
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In message , at 00:08:15 on
Wed, 21 Mar 2012, Charles Ellson remarked: According to Wonkypaedia, all Solo and Electron transactions require(d) authorisation :- http://en.wikipedia.org/wiki/Solo_%28debit_card%29 Which, to get back on topic, is why they weren't accepted on trains and at most railway stations. What we haven't yet uncovered is what the equivalent mechanism is for the under-18's VISA Debit cards which have replaced them. -- Roland Perry |
#913
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In message , at 16:18:00 on Tue, 20 Mar
2012, Stephen Sprunk remarked: Debit cards These are only issued when linked to a bank or building society account, usually a current account. As under-18s do not have the capacity to enter into a contract, banks and building societies do not usually permit this age group to have an overdraft. Some debit cards, such as Solo or Visa Electron, require all transactions to be authorised against money already in the account, which prevents the cardholder going overdrawn. How does the merchant know that any given card presented requires authorization? Is this the floor that folks have mentioned recently elsewhere in the thread, and is such encoded on the card itself? For US cards, AFAIK there is no floor encoded on the card; the floor is set by the card processor depending on the merchant's chargeback rate--and never exceeds USD 50. The merchant is guaranteed to get at least that much without having to authorize each transaction--even if the issuing bank declines it. They will typically authorize any transaction over that amount, though, which wouldn't work for totally offline terminals. I believe it's the same in the UK (although my impression is that some merchant floor limits are well above the equivalent of $50). -- Roland Perry |
#914
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On Wed, 21 Mar 2012 06:01:11 +0000, Roland Perry
wrote: In message , at 00:08:15 on Wed, 21 Mar 2012, Charles Ellson remarked: According to Wonkypaedia, all Solo and Electron transactions require(d) authorisation :- http://en.wikipedia.org/wiki/Solo_%28debit_card%29 Which, to get back on topic, is why they weren't accepted on trains and at most railway stations. What we haven't yet uncovered is what the equivalent mechanism is for the under-18's VISA Debit cards which have replaced them. A quick look round a few bank's websites suggests that if the transaction is online then the money must be in the account. For offline it would presumably be something in the card (if there actually is something) which boils down to the chip, the magnetic stripe or the card prefix; the first won't work outwith CnPland (and the banks seem to allow the cards to be used there), the second was discounted (?) but won't apply if the card does not get swiped and (without going all the way back through the thread to check) the last seems to be unproven but there ought to be a few offspring available for a temporary confiscation of their cards to look at the prefixes. I do have a sneaking suspicion that to some extent it might work by making kids believe their cards can't go into the red but without any certain method of enforcing that while the card is used away from any communication with the bank. |
#915
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In message , at 06:43:49 on
Wed, 21 Mar 2012, Charles Ellson remarked: What we haven't yet uncovered is what the equivalent mechanism is for the under-18's VISA Debit cards which have replaced them. .... I do have a sneaking suspicion that to some extent it might work by making kids believe their cards can't go into the red but without any certain method of enforcing that while the card is used away from any communication with the bank. At least one bank *promises* them they can't. That's why we need to understand the mechanism. -- Roland Perry |
#916
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![]() On 21/03/2012 06:56, Roland Perry wrote: In message , at 06:43:49 on Wed, 21 Mar 2012, Charles Ellson remarked: What we haven't yet uncovered is what the equivalent mechanism is for the under-18's VISA Debit cards which have replaced them. ... I do have a sneaking suspicion that to some extent it might work by making kids believe their cards can't go into the red but without any certain method of enforcing that while the card is used away from any communication with the bank. At least one bank *promises* them they can't. That's why we need to understand the mechanism. With such cards, I suggest that the card has a zero floor limit [1], and will only work with online POS terminals (i.e. those that have to get a real-time authorisation) - if the terminal is offline, the transaction will be declined. I'm sure I've read something like that somewhere. (This would make them functionally similar to Visa Electron cards, so why the Electron brand has been deprecated in favour of Visa Debit I'm not entirely clear on.) ----- [1] Possibly the incorrect terminology. |
#917
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In message , at 09:31:36 on Wed, 21 Mar
2012, Mizter T remarked: What we haven't yet uncovered is what the equivalent mechanism is for the under-18's VISA Debit cards which have replaced them. I do have a sneaking suspicion that to some extent it might work by making kids believe their cards can't go into the red but without any certain method of enforcing that while the card is used away from any communication with the bank. At least one bank *promises* them they can't. That's why we need to understand the mechanism. With such cards, I suggest that the card has a zero floor limit [1], and will only work with online POS terminals (i.e. those that have to get a real-time authorisation) - if the terminal is offline, the transaction will be declined. I'm sure I've read something like that somewhere. I know someone with such a card, and will attempt to persuade them to make a test purchase. (This would make them functionally similar to Visa Electron cards, so why the Electron brand has been deprecated in favour of Visa Debit I'm not entirely clear on.) Especially as the Electron branding warns all concerned that the transaction might not work. Have we really given these under-18's a card they can't use to buy railway tickets, without warning them in advance? -- Roland Perry |
#918
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On 20-Mar-12 02:37, Roland Perry wrote:
In message , at 15:57:57 on Mon, 19 Mar 2012, Stephen Sprunk remarked: (On another note, I flew Transatlantic with such an airline last year, and did wonder how they cope with unaccompanied minors, who almost certainly won't have any cards). Just tell minors to use their cash to buy a gift card before they board. Eventually you may come to accept that gift cards like that are only available in the USA. It's been mentioned half a dozen times already, but maybe if we keep saying it you'll believe it. They can buy the cards at the airport before they leave on an eastbound transatlantic (or westbound transpacific) flight. Some people start transatlantic trips from Europe. Strange, I know. How long do you think it'll take until such cards are available at the other end of those flights? It's not a difficult concept to grasp. While a lot of US-invented financial initiatives do find there way over here (even sub-prime mortgages) I'm not sure those giftcards will. It seems to be important to the various stores that they are "tied" to a particular outlet, or even a particular range of goods, and so the current extensive (non-credit card) mag-stripe gift card scheme may continue indefinitely. That is how gift cards started here, and such are still available and promoted by chain retailers. However, other retailers (particularly convenience, drug and grocery stores) sell gift cards that work in _other_ stores, originally a variety of store-branded cards and later including Visa/AmEx cards. Part of this is cultural: giving gift cards is easier and less stressful than shopping for many people, and giving Visa/AmEx gift cards doesn't require visiting multiple stores or even thinking about which stores would be appropriate for each person: just buy a stack of cards and stuff one in each envelope. A sad commentary, to be sure. However, many people buy "gift cards" for their own use because they don't have (and can't get) bank accounts at all thanks to the new anti-immigrant^Wterrorist banking laws passed after 9/11, and not having any sort of plastic can be rather inconvenient at times. [Minors] who are flying regularly, particularly internationally, are probably _most_ likely to have cards. They are more likely, I agree, especially after they've been caught out on the first trip. My thought was that, simply due to the cost of int'l travel, said minors likely come from more affluent families, where cards for teens seem to be more common. That's where it started in the US, at least, though it seems like nearly everyone has them now. S -- Stephen Sprunk "God does not play dice." --Albert Einstein CCIE #3723 "God is an inveterate gambler, and He throws the K5SSS dice at every possible opportunity." --Stephen Hawking |
#919
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On 21/03/2012 00:11, Charles Ellson wrote:
On Tue, 20 Mar 2012 22:05:03 +0000, " wrote: On 18/03/2012 15:47, Goalie of the Century wrote: In , " writes What ever happened with Ryanair's plans to do something like that, BTW? http://www.ryanair.com/en/news/gen-en-300806 30.08.06 Ryanair, Europe’s largest low fares airline, and OnAir, the leading onboard passenger communications provider, today (30th Aug) announced a deal that will see Ryanair’s entire fleet of Boeing 737 aircraft fitted with OnAir’s onboard mobile communications solution. http://www.ryanair.com/en/news/launch-of-europe-s-1st-fleet-wide-inflight-mobile-phone-service 19.02.09 Ryanair, Europe’s largest low fares airline, today (19th Feb) launched its in-flight mobile phone service initially onboard 20 of its (mainly) Dublin based aircraft. This is the first step in fitting Ryanair’s entire fleet of over 170 aircraft to allow all passengers to make and receive mobile calls and texts on all Ryanair flights. http://www.flightglobal.com/news/articles/onair-hangs-up-on-ryanair-mobile-phone-deal-340096/ 1 Apr 2010 Disagreement on timing for a fleet roll-out, among other issues, led OnAir to terminate its agreement to provide on-board to-fit mobile phone service across budget carrier Ryanair's fleet. http://www.ryanair.com/en/questions/can-i-use-my-mobile-phone-or-ped-onboard The use of Mobile Phones is not permitted onboard any Ryanair aircraft. Probably also because O'Leary tried to bid for the equipment at an unrealistically low level and, when the equipment provider declined, he became verbally abusive. "Became" ? Yes, you are right. Became extremely verbally abusive. |
#920
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![]() " writes: On 21/03/2012 00:11, Charles Ellson wrote: On Tue, 20 Mar 2012 22:05:03 +0000, " wrote: Probably also because O'Leary tried to bid for the equipment at an unrealistically low level and, when the equipment provider declined, he became verbally abusive. "Became" ? Yes, you are right. Became extremely verbally abusive. I think Charles was saying that O'Leary is _always_ that way... [I dunno whether that's true, though O'Leary does seem to be a full-time douchebag.] -miles -- gravity a demanding master ... soft soft snow |
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