Oyster product pickup improvements
 

On Tue, 28 Feb 2017 09:45:53 +0000
Roland Perry wrote:
In message , at 09:38:56 on Tue, 28 Feb
2017, d remarked:
My understanding is that current Oyster cards will be dealt with as now,
newly issued Oyster cards will be contactless style.

Err, Oyster have been contactless since they were introduced.

I read the comment as meaning the "new" Oyster card will be in effect a
contactless pre-paid credit card with zero credit loaded, but an
arrangement to auto-topup from a bank account by the exact amount of any
journeys made.

I wonder if one will be able to use it in shops? If not there seems to be
scarcely any difference between that and a current auto top up.

--
Spud

Oyster product pickup improvements
 

In message , at 09:56:02 on Tue, 28 Feb
2017, d remarked:
My understanding is that current Oyster cards will be dealt with as now,
newly issued Oyster cards will be contactless style.

Err, Oyster have been contactless since they were introduced.

I read the comment as meaning the "new" Oyster card will be in effect a
contactless pre-paid credit card with zero credit loaded, but an
arrangement to auto-topup from a bank account by the exact amount of any
journeys made.

I wonder if one will be able to use it in shops?

No, because it has zero credit on it.

If not there seems to be
scarcely any difference between that and a current auto top up.

And also only extracts a day's travel each time, not £20/£40.
--
Roland Perry

Oyster product pickup improvements
 

On 2017-02-28 09:45:53 +0000, Roland Perry said:

I read the comment as meaning the "new" Oyster card will be in effect a
contactless pre-paid credit card with zero credit loaded, but an
arrangement to auto-topup from a bank account by the exact amount of
any journeys made.

Whatever would be the point in that? That would be duplicating the
function of a contactless debit card.

What it will do is store credit, but will do so on a back-end online
system rather than the card, the latter being simple RFID.

Neil
--
Neil Williams
Put my first name before the @ to reply.

Oyster product pickup improvements
 

On 2017-02-28 09:56:02 +0000, d said:

I wonder if one will be able to use it in shops?

No, because it would bring TfL under banking regulation - that's why
present Oyster isn't either.

Neil
--
Neil Williams
Put my first name before the @ to reply.

Oyster product pickup improvements
 

On Tue, 28 Feb 2017 09:56:02 +0000 (UTC), d wrote:
On Tue, 28 Feb 2017 09:45:53 +0000
Roland Perry wrote:
In message , at 09:38:56 on Tue, 28 Feb
2017, d remarked:
My understanding is that current Oyster cards will be dealt with as now,
newly issued Oyster cards will be contactless style.

Err, Oyster have been contactless since they were introduced.

I read the comment as meaning the "new" Oyster card will be in effect a
contactless pre-paid credit card with zero credit loaded, but an
arrangement to auto-topup from a bank account by the exact amount of any
journeys made.

I wonder if one will be able to use it in shops? If not there seems to be
scarcely any difference between that and a current auto top up.

It allows TfL to do things like weekly capping that the current Oyster
cards can't do.

Oyster product pickup improvements
 

In message , at 11:25:18 on Tue, 28 Feb
2017, Neil Williams remarked:

I read the comment as meaning the "new" Oyster card will be in effect
a contactless pre-paid credit card with zero credit loaded, but an
arrangement to auto-topup from a bank account by the exact amount of
any journeys made.

Whatever would be the point in that? That would be duplicating the
function of a contactless debit card.

Some people are averse to contactless credit cards, because they
perceive a security risk (or at the very least a lot of hassle sorting
out security breaches), others don't have them either because of their
personal status, or the type of bank account.

What it will do is store credit, but will do so on a back-end online
system rather than the card, the latter being simple RFID.

Then it's not really at all "like a contactless credit/debit card".
--
Roland Perry

Oyster product pickup improvements
 

In article , (Roland Perry)
wrote:

In message , at 09:38:56 on Tue, 28 Feb
2017, d remarked:

What's changing in 2018?
Oyster will become like Contactless so presumably they have to find
a way to deal with railcard discounts in the back office system.

Why are they spending money on a fast pickup feature when the need
for one will be gone in a year's time?


My understanding is that current Oyster cards will be dealt with as now,
newly issued Oyster cards will be contactless style.

Err, Oyster have been contactless since they were introduced.

I read the comment as meaning the "new" Oyster card will be in effect
a contactless pre-paid credit card with zero credit loaded, but an
arrangement to auto-topup from a bank account by the exact amount of
any journeys made.

It won't necessarily use a bank account because Oyster is not restricted to
people who have bank accounts.

I presume the balance information will be held in the back office system
rather than in the chip on the card. As I said earlier, I presume this means
that railcard information will be held in the back office system after 2018
instead of on the card now.

In other words, the difference between Oyster and what is currently called
"Contactless" is that the latter has no data written to and stored on the
cards while Oyster does.

--
Colin Rosenstiel

Oyster product pickup improvements
 

In article ,
(David Walters) wrote:

On Tue, 28 Feb 2017 09:56:02 +0000 (UTC), d
wrote:
On Tue, 28 Feb 2017 09:45:53 +0000
Roland Perry wrote:
In message , at 09:38:56 on Tue, 28 Feb
2017, d remarked:
My understanding is that current Oyster cards will be dealt with as
now, newly issued Oyster cards will be contactless style.

Err, Oyster have been contactless since they were introduced.

I read the comment as meaning the "new" Oyster card will be in effect a
contactless pre-paid credit card with zero credit loaded, but an
arrangement to auto-topup from a bank account by the exact amount of
any journeys made.

I wonder if one will be able to use it in shops? If not there seems
to be scarcely any difference between that and a current auto top up.

It allows TfL to do things like weekly capping that the current Oyster
cards can't do.

While that is true it's also moving with the technology. If each card is in
effect just a token, with all the data held centrally, the scope for all
sorts of failure modes is reduced. When Oyster started continuous
communication to readers wasn't practical. It is now.

Communications is a very fast-developing field, as I've seen in a past
career in the field.

--
Colin Rosenstiel

Oyster product pickup improvements
 

In article , (Roland Perry)
wrote:

In message , at 09:56:02 on Tue, 28 Feb
2017, d remarked:
My understanding is that current Oyster cards will be dealt with as
now, newly issued Oyster cards will be contactless style.

Err, Oyster have been contactless since they were introduced.

I read the comment as meaning the "new" Oyster card will be in effect a
contactless pre-paid credit card with zero credit loaded, but an
arrangement to auto-topup from a bank account by the exact amount of any
journeys made.

I wonder if one will be able to use it in shops?

No, because it has zero credit on it.

Oyster cards do have credit on them and will continue to have in 2018. It's
just, AIUI, where the information as to the amount of credit is held that
will change, from the card itself to the back office system.

As others have said, there are unrelated reasons why the credit can't be
used in shops.

If not there seems to be
scarcely any difference between that and a current auto top up.

And also only extracts a day's travel each time, not £20/£40.

Maybe that won't change either.

--
Colin Rosenstiel

Oyster product pickup improvements
 

In article , (Roland Perry)
wrote:

In message , at 11:25:18 on Tue, 28
Feb 2017, Neil Williams remarked:

I read the comment as meaning the "new" Oyster card will be in effect
a contactless pre-paid credit card with zero credit loaded, but an
arrangement to auto-topup from a bank account by the exact amount of
any journeys made.

Whatever would be the point in that? That would be duplicating the
function of a contactless debit card.

Some people are averse to contactless credit cards, because they
perceive a security risk (or at the very least a lot of hassle
sorting out security breaches), others don't have them either because
of their personal status, or the type of bank account.

What it will do is store credit, but will do so on a back-end online
system rather than the card, the latter being simple RFID.

Then it's not really at all "like a contactless credit/debit card".

They will be handled at the readers in the same way unlike now. So the need
for readers to write to cards will cease.

--
Colin Rosenstiel