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Oyster changes/improvements
Roland Perry wrote:
In message , at 13:20:33 on Wed, 26 Jul 2017, Recliner remarked: The big gap now is that contactless technology, which will be used by second generation Oyster cards soon, doesn't handle railcard discounts. I don't think contactless technology is the issue. It's just that TfL hasn't got around to implementing railcard discounts in the back office systems. It seems to have been concentrating first on providing new features, rather than replicating existing ones. On a quite galactic timescale. What is it with their IT people that such a simple thing takes so long? Get your baseball bats out, Mr Mayor. And people think I'm being unreasonable to spurn expections that e-ticketing with orders of magnitude more bells and whistles will turn up overnight. I'm sure you'll love this proposal, then? https://www.thetimes.co.uk/article/facial-recognition-technology-signals-the-end-of-train-tickets-9n329rxq9?shareToken=f42d1469eaec81ba631834332f367 4a7 |
Oyster changes/improvements
"Recliner" wrote in message ... Roland Perry wrote: In message , at 13:20:33 on Wed, 26 Jul 2017, Recliner remarked: The big gap now is that contactless technology, which will be used by second generation Oyster cards soon, doesn't handle railcard discounts. I don't think contactless technology is the issue. It's just that TfL hasn't got around to implementing railcard discounts in the back office systems. It seems to have been concentrating first on providing new features, rather than replicating existing ones. On a quite galactic timescale. What is it with their IT people that such a simple thing takes so long? Get your baseball bats out, Mr Mayor. And people think I'm being unreasonable to spurn expections that e-ticketing with orders of magnitude more bells and whistles will turn up overnight. I'm sure you'll love this proposal, then? https://www.thetimes.co.uk/article/facial-recognition-technology-signals-the-end-of-train-tickets-9n329rxq9?shareToken=f42d1469eaec81ba631834332f367 4a7 I hope these "fast track" lines are faster than the ones at border control, cos they are glacial. and they have the advantage of having the picture that they are comparing with supplied to them, they don't have to go searching a database of 20 million people for it. I'm skeptical tim |
Oyster changes/improvements
tim... wrote:
"Recliner" wrote in message ... Roland Perry wrote: In message , at 13:20:33 on Wed, 26 Jul 2017, Recliner remarked: The big gap now is that contactless technology, which will be used by second generation Oyster cards soon, doesn't handle railcard discounts. I don't think contactless technology is the issue. It's just that TfL hasn't got around to implementing railcard discounts in the back office systems. It seems to have been concentrating first on providing new features, rather than replicating existing ones. On a quite galactic timescale. What is it with their IT people that such a simple thing takes so long? Get your baseball bats out, Mr Mayor. And people think I'm being unreasonable to spurn expections that e-ticketing with orders of magnitude more bells and whistles will turn up overnight. I'm sure you'll love this proposal, then? https://www.thetimes.co.uk/article/facial-recognition-technology-signals-the-end-of-train-tickets-9n329rxq9?shareToken=f42d1469eaec81ba631834332f367 4a7 I hope these "fast track" lines are faster than the ones at border control, cos they are glacial. and they have the advantage of having the picture that they are comparing with supplied to them, they don't have to go searching a database of 20 million people for it. I'm skeptical Me too: it's very hard to envisage these scanners being nearly as fast as an Oyster card reader. |
Oyster changes/improvements
In message
-sept ember.org, at 10:58:57 on Thu, 27 Jul 2017, Recliner remarked: And people think I'm being unreasonable to spurn expections that e-ticketing with orders of magnitude more bells and whistles will turn up overnight. I'm sure you'll love this proposal, then? https://www.thetimes.co.uk/article/f...eaec81ba631834 332f3674a7 As they say "Privacy is dead, get over it". Apparently an audit trail for one's travel is also dead for the very person who needs it most - the paying passenger. In other news, I've received a brand new set of Tesco Loyalty Card keyfobs, which they claim are a vast improvement over the old ones. Except the old ones were recognised by their self-service tills and - CAN YOU EVEN START TO BELIEVE THIS - the new one's aren't. It's way beyond "you couldn't make this up". -- Roland Perry |
Oyster changes/improvements
Roland Perry wrote:
In message -sept ember.org, at 10:58:57 on Thu, 27 Jul 2017, Recliner remarked: And people think I'm being unreasonable to spurn expections that e-ticketing with orders of magnitude more bells and whistles will turn up overnight. I'm sure you'll love this proposal, then? https://www.thetimes.co.uk/article/f...eaec81ba631834 332f3674a7 As they say "Privacy is dead, get over it". Apparently an audit trail for one's travel is also dead for the very person who needs it most - the paying passenger. In other news, I've received a brand new set of Tesco Loyalty Card keyfobs, which they claim are a vast improvement over the old ones. Except the old ones were recognised by their self-service tills and - CAN YOU EVEN START TO BELIEVE THIS - the new one's aren't. It's way beyond "you couldn't make this up". That's interesting. I've received them too, but have yet to use them. |
Oyster changes/improvements
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Oyster changes/improvements
In message
-sept ember.org, at 21:53:19 on Fri, 28 Jul 2017, Recliner remarked: In other news, I've received a brand new set of Tesco Loyalty Card keyfobs, which they claim are a vast improvement over the old ones. Except the old ones were recognised by their self-service tills and - CAN YOU EVEN START TO BELIEVE THIS - the new one's aren't. It's way beyond "you couldn't make this up". That's interesting. I've received them too, but have yet to use them. They've at least fitted newer barcode scanners on the self-service till I used yesterday (different branch of Tesco). -- Roland Perry |
Oyster changes/improvements
On Sat, 29 Jul 2017 16:54:25 +0100, Roland Perry
wrote: In message -sept ember.org, at 21:53:19 on Fri, 28 Jul 2017, Recliner remarked: In other news, I've received a brand new set of Tesco Loyalty Card keyfobs, which they claim are a vast improvement over the old ones. Except the old ones were recognised by their self-service tills and - CAN YOU EVEN START TO BELIEVE THIS - the new one's aren't. It's way beyond "you couldn't make this up". That's interesting. I've received them too, but have yet to use them. They've at least fitted newer barcode scanners on the self-service till I used yesterday (different branch of Tesco). I don't think I've ever used a self-service Tesco till. |
Oyster changes/improvements
In message , at 14:52:54 on
Mon, 31 Jul 2017, Recliner remarked: In other news, I've received a brand new set of Tesco Loyalty Card keyfobs, which they claim are a vast improvement over the old ones. Except the old ones were recognised by their self-service tills and - CAN YOU EVEN START TO BELIEVE THIS - the new one's aren't. It's way beyond "you couldn't make this up". That's interesting. I've received them too, but have yet to use them. They've at least fitted newer barcode scanners on the self-service till I used yesterday (different branch of Tesco). I don't think I've ever used a self-service Tesco till. At our mid-sized superstore they are the only ones which are open overnight. I prefer to use them because you can check that the right price is being charged for discounted items. Far too often the scanners pick up the non-discounted price, and human till operators never check. -- Roland Perry |
Oyster changes/improvements
"Recliner" wrote in message ... On Sat, 29 Jul 2017 16:54:25 +0100, Roland Perry wrote: In message -sept ember.org, at 21:53:19 on Fri, 28 Jul 2017, Recliner remarked: In other news, I've received a brand new set of Tesco Loyalty Card keyfobs, which they claim are a vast improvement over the old ones. Except the old ones were recognised by their self-service tills and - CAN YOU EVEN START TO BELIEVE THIS - the new one's aren't. It's way beyond "you couldn't make this up". That's interesting. I've received them too, but have yet to use them. They've at least fitted newer barcode scanners on the self-service till I used yesterday (different branch of Tesco). I don't think I've ever used a self-service Tesco till. is the inclusion of Tesco a necessary part of that response? tim |
Oyster changes/improvements
On Mon, 31 Jul 2017 18:28:24 +0100, "tim..."
wrote: "Recliner" wrote in message .. . On Sat, 29 Jul 2017 16:54:25 +0100, Roland Perry wrote: In message -sept ember.org, at 21:53:19 on Fri, 28 Jul 2017, Recliner remarked: In other news, I've received a brand new set of Tesco Loyalty Card keyfobs, which they claim are a vast improvement over the old ones. Except the old ones were recognised by their self-service tills and - CAN YOU EVEN START TO BELIEVE THIS - the new one's aren't. It's way beyond "you couldn't make this up". That's interesting. I've received them too, but have yet to use them. They've at least fitted newer barcode scanners on the self-service till I used yesterday (different branch of Tesco). I don't think I've ever used a self-service Tesco till. is the inclusion of Tesco a necessary part of that response? Well, I have reluctantly used other self-service tills, so, yes. Also, this thread is specifically about changes to Tesco's Clubcard. |
Oyster changes/improvements
In message , at 16:54:25 on Sat, 29 Jul
2017, Roland Perry remarked: In other news, I've received a brand new set of Tesco Loyalty Card keyfobs, which they claim are a vast improvement over the old ones. Except the old ones were recognised by their self-service tills and - CAN YOU EVEN START TO BELIEVE THIS - the new one's aren't. It's way beyond "you couldn't make this up". That's interesting. I've received them too, but have yet to use them. They've at least fitted newer barcode scanners on the self-service till I used yesterday (different branch of Tesco). And today, at the petrol station attached to the latter Tesco, with brand new pumps installed a couple of months ago... yes, they don't work with the new fobs. weeps -- Roland Perry |
Oyster changes/improvements
On Tue, 1 Aug 2017 10:07:26 +0100
Roland Perry wrote: In message , at 16:54:25 on Sat, 29 Jul 2017, Roland Perry remarked: In other news, I've received a brand new set of Tesco Loyalty Card keyfobs, which they claim are a vast improvement over the old ones. Except the old ones were recognised by their self-service tills and - CAN YOU EVEN START TO BELIEVE THIS - the new one's aren't. It's way beyond "you couldn't make this up". That's interesting. I've received them too, but have yet to use them. They've at least fitted newer barcode scanners on the self-service till I used yesterday (different branch of Tesco). And today, at the petrol station attached to the latter Tesco, with brand new pumps installed a couple of months ago... yes, they don't work with the new fobs. weeps Oh dear, you might actually have to go inside and talk to a human when you pay. The horror! -- Spud |
Oyster changes/improvements
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Oyster changes/improvements
On Tue, 1 Aug 2017 11:54:11 +0100
Roland Perry wrote: In message , at 10:16:29 on Tue, 1 Aug 2017, d remarked: Oh dear, you might actually have to go inside and talk to a human when you pay. The horror! The "inside" isn't manned 24x7. And thanks for confirming my impression that there's a breed of tech geek who thinks one minor improvement is justifiable, how ever many negative consequences it has. (And no, talking to humans isn't one of those - the human's barcode reader struggled to read the new fob too, increasing the length of the queue). So pay by card or cash, whats the problem? In fact petrol stations are where I get shot of all of my lose change since you can spend exactly the amount you want down to the penny. -- Spud |
Oyster changes/improvements
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Oyster changes/improvements
On Tue, 1 Aug 2017 14:35:53 +0100
Roland Perry wrote: In message , at 12:39:19 on Tue, 1 Aug 2017, d remarked: Oh dear, you might actually have to go inside and talk to a human when you pay. The horror! The "inside" isn't manned 24x7. And thanks for confirming my impression that there's a breed of tech geek who thinks one minor improvement is justifiable, how ever many negative consequences it has. (And no, talking to humans isn't one of those - the human's barcode reader struggled to read the new fob too, increasing the length of the queue). So pay by card or cash, whats the problem? Do keep up; it's their *loyalty* card, not a payment card. Fair enough. Tesco have their own bank however so it wouldn't be beyond the realms of possibilty for them to have to release a smart card/fob for payment. -- Spud |
Oyster changes/improvements
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Oyster changes/improvements
Richard J. wrote:
Roland Perry wrote on 01 Aug 2017 at 14:54 ... In message , at 13:40:31 on Tue, 1 Aug 2017, d remarked: The "inside" isn't manned 24x7. And thanks for confirming my impression that there's a breed of tech geek who thinks one minor improvement is justifiable, how ever many negative consequences it has. (And no, talking to humans isn't one of those - the human's barcode reader struggled to read the new fob too, increasing the length of the queue). So pay by card or cash, whats the problem? Do keep up; it's their *loyalty* card, not a payment card. Fair enough. Tesco have their own bank The shop people claim the ATMs are "nothing to do with us", so it could be a branding thing like Virgin Trains being nothing to do with Virgin Bank. however so it wouldn't be beyond the realms of possibilty for them to have to release a smart card/fob for payment. I have always thought they should have a combined Credit/Loyalty card. Maybe there's some regulatory issue with it. John Lewis manage to have a credit card with a reward scheme that favours purchases in John Lewis and Waitrose, so there's evidently no regulatory issue with that. Indeed not; Tesco implemented this idea decades ago, but Roland appears not to have noticed the ad by every checkout. However they also have a separate loyalty card for John Lewis, and yet another one for Waitrose ("My Waitrose"). So full loyalty to the John Lewis group implies three cards in your wallet. :-( Why not one of these? https://www.johnlewisfinance.com/par.../benefits.html |
Oyster changes/improvements
Roland Perry wrote:
In message , at 13:40:31 on Tue, 1 Aug 2017, d remarked: The "inside" isn't manned 24x7. And thanks for confirming my impression that there's a breed of tech geek who thinks one minor improvement is justifiable, how ever many negative consequences it has. (And no, talking to humans isn't one of those - the human's barcode reader struggled to read the new fob too, increasing the length of the queue). So pay by card or cash, whats the problem? Do keep up; it's their *loyalty* card, not a payment card. Fair enough. Tesco have their own bank The shop people claim the ATMs are "nothing to do with us", so it could be a branding thing like Virgin Trains being nothing to do with Virgin Bank. Not so: both the stores and bank are wholly owned by Tesco plc, but are run separately. Probably for security reasons, the store staff won't have anything to do with operating the ATMs. however so it wouldn't be beyond the realms of possibilty for them to have to release a smart card/fob for payment. I have always thought they should have a combined Credit/Loyalty card. Maybe there's some regulatory issue with it. Tesco had the same idea a long time ago, and Tesco Bank has been issuing combined credit and loyalty cards for a couple of decades; they seem to be advertised at every checkout. I'm amazed you've missed them! https://www.uswitch.com/credit-cards...es/tesco-bank/ http://uk.creditcards.com/tesco.php http://www.moneysupermarket.com/credit-cards/tesco/ http://www.tescobank.com/credit-cards/ |
Oyster changes/improvements
Richard J. wrote:
Recliner wrote on 01 Aug 2017 at 15:36 ... Richard J. wrote: Roland Perry wrote on 01 Aug 2017 at 14:54 ... In message , at 13:40:31 on Tue, 1 Aug 2017, d remarked: The "inside" isn't manned 24x7. And thanks for confirming my impression that there's a breed of tech geek who thinks one minor improvement is justifiable, how ever many negative consequences it has. (And no, talking to humans isn't one of those - the human's barcode reader struggled to read the new fob too, increasing the length of the queue). So pay by card or cash, whats the problem? Do keep up; it's their *loyalty* card, not a payment card. Fair enough. Tesco have their own bank The shop people claim the ATMs are "nothing to do with us", so it could be a branding thing like Virgin Trains being nothing to do with Virgin Bank. however so it wouldn't be beyond the realms of possibilty for them to have to release a smart card/fob for payment. I have always thought they should have a combined Credit/Loyalty card. Maybe there's some regulatory issue with it. John Lewis manage to have a credit card with a reward scheme that favours purchases in John Lewis and Waitrose, so there's evidently no regulatory issue with that. Indeed not; Tesco implemented this idea decades ago, but Roland appears not to have noticed the ad by every checkout. However they also have a separate loyalty card for John Lewis, and yet another one for Waitrose ("My Waitrose"). So full loyalty to the John Lewis group implies three cards in your wallet. :-( Why not one of these? https://www.johnlewisfinance.com/par.../benefits.html That's the credit card that I referred to, which offers reward points and a credit voucher 3 times a year. But the MyWaitrose loyalty card also offers additional targeted price reductions on a number of items, including the ability to choose 20 items on which you get reductions every week. Presumably the John Lewis loyalty card has something similar, but my wallet is suffering from plastic overload. I think the Partnership card doubles as both a JLP loyalty card and credit card, but I agree that it ought to be able to also act as a myWaitrose card. |
Oyster changes/improvements
Recliner wrote on 01 Aug 2017 at 15:36 ...
Richard J. wrote: Roland Perry wrote on 01 Aug 2017 at 14:54 ... In message , at 13:40:31 on Tue, 1 Aug 2017, d remarked: The "inside" isn't manned 24x7. And thanks for confirming my impression that there's a breed of tech geek who thinks one minor improvement is justifiable, how ever many negative consequences it has. (And no, talking to humans isn't one of those - the human's barcode reader struggled to read the new fob too, increasing the length of the queue). So pay by card or cash, whats the problem? Do keep up; it's their *loyalty* card, not a payment card. Fair enough. Tesco have their own bank The shop people claim the ATMs are "nothing to do with us", so it could be a branding thing like Virgin Trains being nothing to do with Virgin Bank. however so it wouldn't be beyond the realms of possibilty for them to have to release a smart card/fob for payment. I have always thought they should have a combined Credit/Loyalty card. Maybe there's some regulatory issue with it. John Lewis manage to have a credit card with a reward scheme that favours purchases in John Lewis and Waitrose, so there's evidently no regulatory issue with that. Indeed not; Tesco implemented this idea decades ago, but Roland appears not to have noticed the ad by every checkout. However they also have a separate loyalty card for John Lewis, and yet another one for Waitrose ("My Waitrose"). So full loyalty to the John Lewis group implies three cards in your wallet. :-( Why not one of these? https://www.johnlewisfinance.com/par.../benefits.html That's the credit card that I referred to, which offers reward points and a credit voucher 3 times a year. But the MyWaitrose loyalty card also offers additional targeted price reductions on a number of items, including the ability to choose 20 items on which you get reductions every week. Presumably the John Lewis loyalty card has something similar, but my wallet is suffering from plastic overload. -- Richard J. (to email me, swap 'uk' and 'yon' in address) |
Oyster changes/improvements
"Richard J." wrote in message ... Roland Perry wrote on 01 Aug 2017 at 14:54 ... In message , at 13:40:31 on Tue, 1 Aug 2017, d remarked: The "inside" isn't manned 24x7. And thanks for confirming my impression that there's a breed of tech geek who thinks one minor improvement is justifiable, how ever many negative consequences it has. (And no, talking to humans isn't one of those - the human's barcode reader struggled to read the new fob too, increasing the length of the queue). So pay by card or cash, whats the problem? Do keep up; it's their *loyalty* card, not a payment card. Fair enough. Tesco have their own bank The shop people claim the ATMs are "nothing to do with us", so it could be a branding thing like Virgin Trains being nothing to do with Virgin Bank. however so it wouldn't be beyond the realms of possibilty for them to have to release a smart card/fob for payment. I have always thought they should have a combined Credit/Loyalty card. Maybe there's some regulatory issue with it. John Lewis manage to have a credit card with a reward scheme that favours purchases in John Lewis and Waitrose, so there's evidently no regulatory issue with that. However they also have a separate loyalty card for John Lewis, and yet another one for Waitrose ("My Waitrose"). So full loyalty to the John Lewis group implies three cards in your wallet. :-( and an emptier wallet than other people tim |
Oyster changes/improvements
In message
-septe mber.org, at 14:36:44 on Tue, 1 Aug 2017, Recliner remarked: John Lewis manage to have a credit card with a reward scheme that favours purchases in John Lewis and Waitrose, so there's evidently no regulatory issue with that. Indeed not; Tesco implemented this idea decades ago, but Roland appears not to have noticed the ad by every checkout. That's a different layer: "[with our credit card] you collect 1 Clubcard point for every £4 spent (£4 minimum) in Tesco". The loyalty card collects one point per £1 spent (£1 minimum). What I don't think they have is a combined card which collects in one scan for you as follows: Spend Credit Card points Loyalty Card points Total £1 0 1 1 £2 0 2 2 £3 0 3 3 £4 0 4 4 £5 1 5 6 £6 1 6 7 £7 1 7 8 £8 1 8 9 etc -- Roland Perry |
Oyster changes/improvements
In message
-septe mber.org, at 14:36:44 on Tue, 1 Aug 2017, Recliner remarked: The shop people claim the ATMs are "nothing to do with us", so it could be a branding thing like Virgin Trains being nothing to do with Virgin Bank. Not so: both the stores and bank are wholly owned by Tesco plc, but are run separately. Probably for security reasons, the store staff won't have anything to do with operating the ATMs. The reason I was talking to them was precisely a "security reason" because the external lighting to the area where the ATMs are located had failed, causing people to have to operate the ATMs in the dark, while all kinds of dodgy characters could be lurking in the shadows. "Not our problem" the shop said. -- Roland Perry |
Oyster changes/improvements
Roland Perry wrote:
In message -septe mber.org, at 14:36:44 on Tue, 1 Aug 2017, Recliner remarked: John Lewis manage to have a credit card with a reward scheme that favours purchases in John Lewis and Waitrose, so there's evidently no regulatory issue with that. Indeed not; Tesco implemented this idea decades ago, but Roland appears not to have noticed the ad by every checkout. That's a different layer: "[with our credit card] you collect 1 Clubcard point for every £4 spent (£4 minimum) in Tesco". The loyalty card collects one point per £1 spent (£1 minimum). What I don't think they have is a combined card which collects in one scan for you as follows: Spend Credit Card points Loyalty Card points Total £1 0 1 1 £2 0 2 2 £3 0 3 3 £4 0 4 4 £5 1 5 6 £6 1 6 7 £7 1 7 8 £8 1 8 9 Yes they do, but only with a chargeable premium card, which has other perks which may or may not be worth the rather high fee for you: http://www.tescobank.com/credit-cards/premium |
Oyster changes/improvements
In message
-septe mber.org, at 23:18:25 on Tue, 1 Aug 2017, Recliner remarked: What I don't think they have is a combined card which collects in one scan for you as follows: Spend Credit Card points Loyalty Card points Total £1 0 1 1 £2 0 2 2 £3 0 3 3 £4 0 4 4 £5 1 5 6 £6 1 6 7 £7 1 7 8 £8 1 8 9 Yes they do, but only with a chargeable premium card, which has other perks which may or may not be worth the rather high fee for you: http://www.tescobank.com/credit-cards/premium 56% APR - no thanks! What I wanted was a regular Credit Card without the extra perks, combined with the clubcard. If people remember the Onepulse (a Barclaycard with Oyster) combining two functions in one card doesn't have a very good track record. -- Roland Perry |
Oyster changes/improvements
Roland Perry wrote:
In message -septe mber.org, at 23:18:25 on Tue, 1 Aug 2017, Recliner remarked: What I don't think they have is a combined card which collects in one scan for you as follows: Spend Credit Card points Loyalty Card points Total £1 0 1 1 £2 0 2 2 £3 0 3 3 £4 0 4 4 £5 1 5 6 £6 1 6 7 £7 1 7 8 £8 1 8 9 Yes they do, but only with a chargeable premium card, which has other perks which may or may not be worth the rather high fee for you: http://www.tescobank.com/credit-cards/premium 56% APR - no thanks! Surely you don't pay credit card interest? And if you don't, why worry about the rate? What I wanted was a regular Credit Card without the extra perks, combined with the clubcard. Yes, that's a reasonable request, and it's slightly odd that none of their several cards offers it. I suppose the bank is mainly interested in making money from lending people money at high rates, while the store's Clubcard people are happy to offer their card free in return for all the marketing data you provide, plus the extra sales they make from coupons. They haven't managed to combine both sets of completely different objectives in one card. |
Oyster changes/improvements
In message
-sept ember.org, at 08:11:34 on Wed, 2 Aug 2017, Recliner remarked: Roland Perry wrote: In message -septe mber.org, at 23:18:25 on Tue, 1 Aug 2017, Recliner remarked: What I don't think they have is a combined card which collects in one scan for you as follows: Spend Credit Card points Loyalty Card points Total £1 0 1 1 £2 0 2 2 £3 0 3 3 £4 0 4 4 £5 1 5 6 £6 1 6 7 £7 1 7 8 £8 1 8 9 Yes they do, but only with a chargeable premium card, which has other perks which may or may not be worth the rather high fee for you: http://www.tescobank.com/credit-cards/premium 56% APR - no thanks! Surely you don't pay credit card interest? And if you don't, why worry about the rate? Because it puts their business model into a rather poor context. What I wanted was a regular Credit Card without the extra perks, combined with the clubcard. Yes, that's a reasonable request, and it's slightly odd that none of their several cards offers it. I suppose the bank is mainly interested in making money from lending people money at high rates, while the store's Clubcard people are happy to offer their card free in return for all the marketing data you provide, plus the extra sales they make from coupons. They haven't managed to combine both sets of completely different objectives in one card. Perhaps because there's a regulatory issue over "whose data" it is. If you make one transaction with such a card, does the data about what you bought belong to the bank or to the Clubcard people. And while the "Clubcard people" are still owned by Tesco, they did recently toy with idea of selling it. See this article for potntial pitfalls: https://informationrightsandwrongs.c...tection-implic ations-of-sale-of-tesco-clubcard-company/ Tesco also got severely spanked by the ICO for administrative glitches in the early days of the Clubcard. I think it something to do with having failed to get permission from the users to send 3rd-party marketing mailshots. Yes, everyone usually asks that, but they apparently forgot. -- Roland Perry |
Oyster changes/improvements
In article , (Roland Perry)
wrote: In message , at 13:40:31 on Tue, 1 Aug 2017, d remarked: The "inside" isn't manned 24x7. And thanks for confirming my impression that there's a breed of tech geek who thinks one minor improvement is justifiable, how ever many negative consequences it has. (And no, talking to humans isn't one of those - the human's barcode reader struggled to read the new fob too, increasing the length of the queue). So pay by card or cash, whats the problem? Do keep up; it's their *loyalty* card, not a payment card. Fair enough. Tesco have their own bank The shop people claim the ATMs are "nothing to do with us", so it could be a branding thing like Virgin Trains being nothing to do with Virgin Bank. however so it wouldn't be beyond the realms of possibilty for them to have to release a smart card/fob for payment. I have always thought they should have a combined Credit/Loyalty card. Maybe there's some regulatory issue with it. Apart from Tesco in fact doing it as mentioned below, Sainsbury have a combined credit and Nectar card too. -- Colin Rosenstiel |
Oyster changes/improvements
In message , at 12:26:43 on
Wed, 2 Aug 2017, Recliner remarked: 56% APR - no thanks! Surely you don't pay credit card interest? And if you don't, why worry about the rate? Because it puts their business model into a rather poor context. I prefer to be objective in my decision-making, rather than emotional. And one of the data inputs to that kind of objectivity is the APR. Perhaps because there's a regulatory issue over "whose data" it is. If you make one transaction with such a card, does the data about what you bought belong to the bank or to the Clubcard people. It's all Tesco plc, For now, but only because they did a u-turn as recently as 2 years ago. so why can't they use the data for both purposes? It all depends what they told the customers. In the mean time you sliding quickly down a slippery slope of incomprehension between the roles of data controller and data processor. And while the "Clubcard people" are still owned by Tesco, they did recently toy with idea of selling it. See this article for potntial pitfalls: https://informationrightsandwrongs.c...tection-implic ations-of-sale-of-tesco-clubcard-company/ Tesco also got severely spanked by the ICO for administrative glitches in the early days of the Clubcard. I think it something to do with having failed to get permission from the users to send 3rd-party marketing mailshots. Yes, everyone usually asks that, but they apparently forgot. In those early days, the Clubcard system was operated by a third party, Dunnhumby. Tesco only bought it some years later, in several stages. See slippery slope. -- Roland Perry |
Oyster changes/improvements
In message , at 06:51:24
on Wed, 2 Aug 2017, remarked: I have always thought they should have a combined Credit/Loyalty card. Maybe there's some regulatory issue with it. Apart from Tesco in fact doing it as mentioned below, Sainsbury have a combined credit and Nectar card too. Such issues are not black and white, but shades of grey. -- Roland Perry |
Oyster changes/improvements
On Wed, 2 Aug 2017 13:35:09 +0100, Roland Perry
wrote: In message , at 12:26:43 on Wed, 2 Aug 2017, Recliner remarked: 56% APR - no thanks! Surely you don't pay credit card interest? And if you don't, why worry about the rate? Because it puts their business model into a rather poor context. I prefer to be objective in my decision-making, rather than emotional. And one of the data inputs to that kind of objectivity is the APR. How so? If you don't pay interest, why care about the rate? It's not objective to have an emotional reaction to irrelevant variables. Perhaps because there's a regulatory issue over "whose data" it is. If you make one transaction with such a card, does the data about what you bought belong to the bank or to the Clubcard people. It's all Tesco plc, For now, but only because they did a u-turn as recently as 2 years ago. so why can't they use the data for both purposes? It all depends what they told the customers. In the mean time you sliding quickly down a slippery slope of incomprehension between the roles of data controller and data processor. Well, given that one of the credit cards they offer does provide full Clubcard points, that's presumably not the problem. It also doesn't stop Sainsbury's Bank from offering credit card with normal Nectar rewards. And Nectar certainly isn't part of Sainsbury's; it isn't even British-owned. https://www.sainsburysbank.co.uk/credit_cards/micro/cca_creditcards_zone_search#tab--purchase-credit-cards- So you'll have to invent new arguments. |
Oyster changes/improvements
On Wed, 2 Aug 2017 13:36:05 +0100, Roland Perry
wrote: In message , at 06:51:24 on Wed, 2 Aug 2017, remarked: I have always thought they should have a combined Credit/Loyalty card. Maybe there's some regulatory issue with it. Apart from Tesco in fact doing it as mentioned below, Sainsbury have a combined credit and Nectar card too. Such issues are not black and white, but shades of grey. 50? |
Oyster changes/improvements
In message , at 14:26:48 on
Wed, 2 Aug 2017, Recliner remarked: On Wed, 2 Aug 2017 13:35:09 +0100, Roland Perry wrote: In message , at 12:26:43 on Wed, 2 Aug 2017, Recliner remarked: 56% APR - no thanks! Surely you don't pay credit card interest? And if you don't, why worry about the rate? Because it puts their business model into a rather poor context. I prefer to be objective in my decision-making, rather than emotional. And one of the data inputs to that kind of objectivity is the APR. How so? If you don't pay interest, why care about the rate? It's not objective to have an emotional reaction to irrelevant variables. If you don't know, then I don't think I can succeed in explaining it to you. Perhaps because there's a regulatory issue over "whose data" it is. If you make one transaction with such a card, does the data about what you bought belong to the bank or to the Clubcard people. It's all Tesco plc, For now, but only because they did a u-turn as recently as 2 years ago. so why can't they use the data for both purposes? It all depends what they told the customers. In the mean time you sliding quickly down a slippery slope of incomprehension between the roles of data controller and data processor. Well, given that one of the credit cards they offer does provide full Clubcard points, that's presumably not the problem. The fee charged for the card might be considered an insurance policy for them to sort out any regulatory issues should they arise. It also doesn't stop Sainsbury's Bank from offering credit card with normal Nectar rewards. Apparently not - only point per 5 pounds when used off-piste. https://www.sainsburysbank.co.uk/cre...reditcards_zon e_search#tab--purchase-credit-cards- And Nectar certainly isn't part of Sainsbury's; it isn't even British-owned. Aimia Coalition Loyalty UK Ltd. ps. You need to make your mind you whether co-ownership is a plus or a minus. But once there *is* a split then the data controller/processor issues will tend to become clearer. -- Roland Perry |
Oyster changes/improvements
Roland Perry wrote:
In message , at 14:26:48 on Wed, 2 Aug 2017, Recliner remarked: On Wed, 2 Aug 2017 13:35:09 +0100, Roland Perry wrote: In message , at 12:26:43 on Wed, 2 Aug 2017, Recliner remarked: 56% APR - no thanks! Surely you don't pay credit card interest? And if you don't, why worry about the rate? Because it puts their business model into a rather poor context. I prefer to be objective in my decision-making, rather than emotional. And one of the data inputs to that kind of objectivity is the APR. How so? If you don't pay interest, why care about the rate? It's not objective to have an emotional reaction to irrelevant variables. If you don't know, then I don't think I can succeed in explaining it to you. Indeed not. I'm delighted to use cards with a high APR, as that funds the freebies (normally cash back) for me. I take it you pay interest on your credit cards? Perhaps because there's a regulatory issue over "whose data" it is. If you make one transaction with such a card, does the data about what you bought belong to the bank or to the Clubcard people. It's all Tesco plc, For now, but only because they did a u-turn as recently as 2 years ago. so why can't they use the data for both purposes? It all depends what they told the customers. In the mean time you sliding quickly down a slippery slope of incomprehension between the roles of data controller and data processor. Well, given that one of the credit cards they offer does provide full Clubcard points, that's presumably not the problem. The fee charged for the card might be considered an insurance policy for them to sort out any regulatory issues should they arise. It also doesn't stop Sainsbury's Bank from offering credit card with normal Nectar rewards. Apparently not - only point per 5 pounds when used off-piste. https://www.sainsburysbank.co.uk/cre...reditcards_zon e_search#tab--purchase-credit-cards- And Nectar certainly isn't part of Sainsbury's; it isn't even British-owned. Aimia Coalition Loyalty UK Ltd. As I said, it's not British owned. It's Canadian, based in Montreal. It started as Aeroplan, Air Canada's frequent fliers' loyalty programme. ps. You need to make your mind you whether co-ownership is a plus or a minus. But once there *is* a split then the data controller/processor issues will tend to become clearer. There clearly is a split between Sainsbury's Bank and Nectar. |
Oyster changes/improvements
In message
-sept ember.org, at 07:19:00 on Thu, 3 Aug 2017, Recliner remarked: If you don't pay interest, why care about the rate? It's not objective to have an emotional reaction to irrelevant variables. If you don't know, then I don't think I can succeed in explaining it to you. Indeed not. I agree. ps. You need to make your mind you whether co-ownership is a plus or a minus. But once there *is* a split then the data controller/processor issues will tend to become clearer. There clearly is a split between Sainsbury's Bank and Nectar. Which of Sainsbury's, Sainsbury's Bank, and Nectar are the data controller and processor; and does that hold for off-piste Nectar transactions too? -- Roland Perry |
Oyster changes/improvements
On Tue, Aug 01, 2017 at 11:54:11AM +0100, Roland Perry wrote:
The "inside" isn't manned 24x7. I was under the impression that petrol stations *had* to be manned when they were open. That was certainly the case when I was a spotty yoof and worked in one. If I needed to take a slash during my shift I had to turn everything off first. -- David Cantrell | http://www.cantrell.org.uk/david Support terrierism! Adopt a dog today! |
Oyster changes/improvements
In message , at 16:29:39
on Tue, 8 Aug 2017, David Cantrell remarked: The "inside" isn't manned 24x7. I was under the impression that petrol stations *had* to be manned when they were open. That was certainly the case when I was a spotty yoof and worked in one. If I needed to take a slash during my shift I had to turn everything off first. It's changed. I filled up at a Sainsburys *completely* unattended petrol station today. Card-only, but that's a different thread. -- Roland Perry |
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