|
No More Cheques
On Jul 10, 6:38 am, (Neil Williams)
wrote: On Mon, 09 Jul 2007 15:25:10 -0700, StuartJ wrote: Would any of you technophiles like to suggest an alternative to the cheque for parents paying for school trips, scout group etc subscriptions, and all the other things that go with having a family? Too much for cash, none of the organisations concerned are set up for cards- that's the real world.. BACS transfer into their account, or standing order. Our Scout Group even gives a discount for using that method as it saves Leaders having to handle cash on the night. That method is pretty much zero-cost to both parties. So far this thread has only mentioned personal cheques and company cheques, both of which can be guaranteed. But there are also accounts for "community groups" with banks like Unity Trust, such groups being very likely to arrange bookings for travel, meetings rooms etc, where cheques are not guaranteed and require multiple signatories, and Internet payments can't be made other than to accounts with the same bank. This may be the fault of the bank, but it's still a good reason for having to use cheques until they fix it. |
No More Cheques
On Jul 9, 11:45 pm, "Jack Taylor" wrote:
StuartJ wrote: I demand that they give me their banking details (sort code and account number) You sound a friendly sort of chap to do business with. Stuart J makes a valid point though, I am forever paying for school dinners, music lessons, this trip, that trip and as I see it cash or cheque is really the only way to do it. Kevin |
No More Cheques
In message , Jack Taylor
writes I demand that they give me their banking details (sort code and account number) and set up a one-off direct credit on my Internet banking, with an appropriate reference (membership number or name). I've done that for all of the annual subscriptions that I have, with only one exception, that was still issuing two-part carbonated subscription reminders, even in 2002! After a second request that they provide a direct credit option for renewal (it only requires the provision of sort code and account number and of a box to tick on the renewal slip) and no response, a year after my first request, I cancelled my membership. The others have actually commented that they are happy with a direct credit payment as it saves them the hassle of banking cheques. Unfortunately that wouldn't work with our (voluntary) organisation. Our treasurer lives in North Wales and I (the membership secretary) live in East London. I have no access to our group's bank accounts and our treasurer would constantly be sending me details of random payments received that may or may not be anything to do with my role. We continue to prefer cheque payments for the time being. If you want to be a member, that's the way it's done. -- Steve Fitzgerald has now left the building. You will find him in London's Docklands, E16, UK (please use the reply to address for email) |
No More Cheques
"MIG" wrote: So far this thread has only mentioned personal cheques and company cheques, both of which can be guaranteed. Which bank gives cheque guarantee cards to limited companies? Dangerous territory, I would have thought, for the bank concerned. Especially as many company cheque books contain 100 cheques....... Chris |
No More Cheques
|
No More Cheques
On Jul 10, 7:30 pm, "Chris Read" wrote:
"MIG" wrote: So far this thread has only mentioned personal cheques and company cheques, both of which can be guaranteed. Which bank gives cheque guarantee cards to limited companies? Dangerous territory, I would have thought, for the bank concerned. Especially as many company cheque books contain 100 cheques....... Chris Oh, I didn't mean that so much. More that company cheques usually don't need a guarantee card and are accepted by ticket offices etc, a bit like building society cheques. |
No More Cheques
On Jul 10, 7:52 pm, (Neil Williams)
wrote: On Tue, 10 Jul 2007 08:58 +0100 (BST), (Colin Rosenstiel) wrote: Except that the traders want payment with order. Unless you are writing your guarantee card number on a cheque yourself (which you're not meant to do), they are no more getting that with a posted cheque as they are with a BACS transfer. In both cases one needs to verify if the funds have cleared by checking one's account, unless one is being very trusting. My concern (and I think the one possibly referred to) is that unless you attach payment to a specific order, how do they know who is paying and what for? If I made an electronic transfer to pay for goods etc, I would be concerned that if I got the reference wrong, the supplier wouldn't know who had paid or what for. |
No More Cheques
On Tue, 10 Jul 2007 12:31:17 -0700, MIG
wrote: If I made an electronic transfer to pay for goods etc, I would be concerned that if I got the reference wrong, the supplier wouldn't know who had paid or what for. Then don't get the reference wrong! Seriously, it does not appear to be a problem for the Germans. Neil -- Neil Williams Put my first name before the at to reply. |
No More Cheques
Steve Fitzgerald wrote:
Unfortunately that wouldn't work with our (voluntary) organisation. Our treasurer lives in North Wales and I (the membership secretary) live in East London. I have no access to our group's bank accounts and our treasurer would constantly be sending me details of random payments received that may or may not be anything to do with my role. That's similar to the various preserved railways that I am a member of. The treasurers receive membership fees by direct credit, with the membership number quoted as the payment reference. The membership secretaries receive the renewal forms, with the direct credit option ticked. The treasurers (I presume) periodically confirm the latest batch of payments that have been received by e-mail to the membership secretary. It's hardly rocket science and it's far more secure for both parties. We continue to prefer cheque payments for the time being. If you want to be a member, that's the way it's done. I'm afraid that, if that is the attitude, then I wouldn't be bothered about being a member. I've already discontinued my membership of one preserved railway that I had been a member of for over twenty years, due to their inability to embrace modern technology (ironic as they are one of the bigger railways, whilst the smaller ones that I am a member of can function efficiently). |
| All times are GMT. The time now is 12:57 PM. |
Powered by vBulletin®
Copyright ©2000 - 2025, Jelsoft Enterprises Ltd.
Copyright ©2004-2006 LondonBanter.co.uk