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#11
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On Thu, 4 Feb 2016 14:17:39 -0000
"Robin" wrote: wrote: On Thu, 4 Feb 2016 03:58:29 -0800 (PST) Offramp wrote: The RID, the new Revenue Inspection Device, checks only that the contactless card has been used to enter the system. It says PASSED or FAILED and gives a But how does it know? Does it have a 3G or wifi link to head office? This information certainly won't be stored on the bank card. AIUI there's an overnight reconciliation. The revenue inspector records the card. Back office checks overnight that that card was used to tap in. If not then they take a maximum Oyster fare from the card. Hmm. I don't like the idea of a company being able to extract money from someones card without permission because there's always the danger of an error which goes unnoticed by the owner or if the card has been nicked. It would be far better if they just blocked it so it couldn't be used again until the owner paid the fare. -- Spud |
#13
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On 04/02/2016 15:03, d wrote:
On Thu, 4 Feb 2016 14:17:39 -0000 "Robin" wrote: d wrote: On Thu, 4 Feb 2016 03:58:29 -0800 (PST) Offramp wrote: The RID, the new Revenue Inspection Device, checks only that the contactless card has been used to enter the system. It says PASSED or FAILED and gives a But how does it know? Does it have a 3G or wifi link to head office? This information certainly won't be stored on the bank card. AIUI there's an overnight reconciliation. The revenue inspector records the card. Back office checks overnight that that card was used to tap in. If not then they take a maximum Oyster fare from the card. Hmm. I don't like the idea of a company being able to extract money from someones card without permission because there's always the danger of an error which goes unnoticed by the owner or if the card has been nicked. It would be far better if they just blocked it so it couldn't be used again until the owner paid the fare. How is this worse than someone losing their card, and some perp finding it and ordering a round in the nearest pub? In fact it's better as the owner in this case has a far longer window to notice and block the card. I presume that once TfL have been unable to extract money from the card it would be barred until the situation had been resolved (mostly in the case of a stolen card, never). I assume that the machines read the card electronically, and this has all sorts of checks and balances to avoid misreading and hence errors are very unlikely to occur. |
#14
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#15
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On Thu, 4 Feb 2016 15:27:53 -0000
"Robin" wrote: wrote: Hmm. I don't like the idea of a company being able to extract money from someones card without permission because there's always the danger of an error which goes unnoticed by the owner or if the card has been nicked. It would be far better if they just blocked it so it couldn't be used again until the owner paid the fare. I don't see how you arrive at "without permission". From Contactless Conds of Carriage : "2.3 When you touch your contactless payment card on a yellow card reader, or a portable card reader held by staff, you are giving authorisation for the cost of your journey, including any maximum fares or unpaid fares, to be charged to your card account." Well given no setup is required for using a contactless card on the tube these conditions of carraige need to be clearly printed next to each gateline so anyone who pops into the tube using contactless can see them. Are they? No. In which case they have as much legal authority as a copy of the Beano and I suspect any challenge in court would be successful. -- Spud |
#16
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On Thu, 4 Feb 2016 15:27:53 -0000
"Robin" wrote: wrote: Hmm. I don't like the idea of a company being able to extract money from someones card without permission because there's always the danger of an error which goes unnoticed by the owner or if the card has been nicked. It would be far better if they just blocked it so it couldn't be used again until the owner paid the fare. I don't see how you arrive at "without permission". From Contactless Conds of Carriage : "2.3 When you touch your contactless payment card on a yellow card reader, or a portable card reader held by staff, you are giving authorisation for the cost of your journey, including any maximum fares or unpaid fares, to be charged to your card account." Well given no setup is required for using a contactless card on the tube these conditions of carraige need to be clearly printed next to each gateline so anyone who pops into the tube using contactless can see them. Are they? No. In which case they have as much legal authority as a copy of the Beano since someone must be made aware of any and all conditions of a contract they even unwittingly enter into. (Eg parking companies can't get away with hiding their terms and conditions on a notice hidden behind a tree). I suspect any challenge in court would be successful. -- Spud |
#17
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So how does the system deal with someone entering at an ungated station to exit at another ungated station, carrying a pre-paid card with a zero balance? If gripped it seems the RPI won't be able to tell whether or not they touched in and whilst the overnight reconciliation would try to charge a maximum fare for an unresolved journey but this would be declined due to the zero balance.
It is a bit theoretical though, as I doubt there's enough potential ungated to ungated journeys that would make this a worthwhile bit of larceny. -- Roy |
#18
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So how does the system deal with someone entering at an ungated station to exit at another ungated station,
carrying a pre-paid card with a zero balance? If gripped it seems the RPI won't be able to tell whether or not they touched in and whilst the overnight reconciliation would try to charge a maximum fare for an unresolved journey but this would be declined due to the zero balance. It probably doesn't. Keep in mind that the goal isn't necessarily to have £0.00 in lost revenue, it's to get as much net revenue as possible. The savings in not having to sell and manage zillions of Oyster cards likely would pay for a fair amount of contactless shenanigans. In the worst case, they could just stop accepting prepaid cards other than Oyster. The prefix of the card number identifies the type of card. |
#19
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On Thu, 4 Feb 2016 08:45:17 -0800 (PST)
Roy wrote: So how does the system deal with someone entering at an ungated station to = exit at another ungated station, carrying a pre-paid card with a zero balan= ce? If gripped it seems the RPI won't be able to tell whether or not they = touched in and whilst the overnight reconciliation would try to charge a ma= ximum fare for an unresolved journey but this would be declined due to the = zero balance. It is a bit theoretical though, as I doubt there's enough potential ungated= to ungated journeys that would make this a worthwhile bit of larceny. Anywhere to anywhere on the DLR. Also some of the platforms from finsbury park high level are ungated so you can get to the tube without touching in. -- Spud |
#20
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In message , at 01:07:41 on Fri, 5 Feb
2016, John Levine remarked: So how does the system deal with someone entering at an ungated station to exit at another ungated station, carrying a pre-paid card with a zero balance? If gripped it seems the RPI won't be able to tell whether or not they touched in and whilst the overnight reconciliation would try to charge a maximum fare for an unresolved journey but this would be declined due to the zero balance. It probably doesn't. Keep in mind that the goal isn't necessarily to have £0.00 in lost revenue, it's to get as much net revenue as possible. The savings in not having to sell and manage zillions of Oyster cards likely would pay for a fair amount of contactless shenanigans. In the worst case, they could just stop accepting prepaid cards other than Oyster. The prefix of the card number identifies the type of card. That'd be a bad move for tourists as many of the cards which are issued in foreign (to the tourist) currency are prepay Mastercards. Although they are not ideal for a party travelling together as you require one each. -- Roland Perry |
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