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#41
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![]() "Theo" wrote Woking-Clapham Junction Clapham Junction-Feltham 285 bus to LHR is the most obvious alternative, though somewhat slow. Guildford-Worcester Park X26 bus to LHR is one I haven't tried. I suspect if the M25 is borked then Woking to Heathrow is going to be difficult whatever. Staying on the train and getting off a Surbiton (if it stops) then taking a taxi might be one way to avoid it. Bus (any) Surbiton to Kingston then X26 to LHR is workable. Rail via Weybridge to Egham or Staines then, eg 441 bus works but Feltham is faster. -- Mike D |
#42
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In uk.railway Recliner wrote:
I'm not sure if this applies in the UK: Uber requires all of their drivers to have car insurance, and provides supplemental insurance coverage, but only while the app is on. Here’s how it works: When the Uber app is off, a driver is covered by their own personal car insurance. When the Uber app is turned on, a low level of liability insurance becomes active. When a trip is accepted, a higher level of coverage kicks in and remains active until the passenger exits the vehicle. Previously Uber had only offered coverage when a passenger was in the car, but the company updated their policy after a series of accidents which resulted in various lawsuits. I suspect, but don't know, that insurance companies won't see it that way. For instance, you get a job that takes you a long way from home and then you 'clock off'. I suspect the insurance company would not count the return journey as 'commuting', because that journey was generated by the job that you picked up, even if you're not technically working at that point. Typically insurance policies define it as 'commuting to a single place of work', which this isn't. I don't know if the deadheading parts are acceptable as business miles on conventional insurance policies. In the employees-not-contractors case, the judge allowed the time from turning on the app to getting a job as working time for hours calculations, but not the time to commute from outside of London to the edge of the Uber zone (I think the example was Southampton to Woking or thereabouts). I don't think you'd get away with saying your single place of work was Greater London. Theo |
#43
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Theo wrote:
In uk.railway Recliner wrote: I'm not sure if this applies in the UK: Uber requires all of their drivers to have car insurance, and provides supplemental insurance coverage, but only while the app is on. Here’s how it works: When the Uber app is off, a driver is covered by their own personal car insurance. When the Uber app is turned on, a low level of liability insurance becomes active. When a trip is accepted, a higher level of coverage kicks in and remains active until the passenger exits the vehicle. Previously Uber had only offered coverage when a passenger was in the car, but the company updated their policy after a series of accidents which resulted in various lawsuits. I suspect, but don't know, that insurance companies won't see it that way. For instance, you get a job that takes you a long way from home and then you 'clock off'. I suspect the insurance company would not count the return journey as 'commuting', because that journey was generated by the job that you picked up, even if you're not technically working at that point. Typically insurance policies define it as 'commuting to a single place of work', which this isn't. I don't know if the deadheading parts are acceptable as business miles on conventional insurance policies. In the employees-not-contractors case, the judge allowed the time from turning on the app to getting a job as working time for hours calculations, but not the time to commute from outside of London to the edge of the Uber zone (I think the example was Southampton to Woking or thereabouts). I don't think you'd get away with saying your single place of work was Greater London. No, Uber drivers need to have the same (expensive) private hire insurance as any other minicab: Quote: Uber drivers require private hire vehicle insurance with hire and reward. This level of cover ensures both the vehicle and passengers are covered in the event of an accident. http://www.staveleyhead.co.uk/commer...insurance/uber Quote: What kind of taxi insurance do Uber drivers need? If you are an Uber driver then you need to have commercial taxi insurance. A normal car insurance policy would be insufficient and is likely to be voided in the event that you have an accident while driving for Uber. Even if Uber doesn’t classify itself as a taxi service, and refers to its drivers as ‘your friend with a car’, the fact is that if you are picking up passengers for financial reward at a pre-booked location, you are effectively a private hire taxi driver. A private hire taxi insurance policy is therefore a legal requirement to cover your vehicle usage. And getting the right type of insurance is down to you – not Uber. It is particularly important that you have public liability cover as part of your policy, as otherwise you could be liable for all compensation costs should a passenger or a third party be injured. While Uber and similar services remain in a grey area for now and the laws surrounding it are likely to change in coming years, the best advice for Uber drivers for now is to make sure that their insurance policy is correct. From: http://parkinsurance.co.uk/uber-driv...axi-insurance/ |
#44
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![]() "Recliner" wrote in message ... tim... wrote: because that's what you did when I questioned the possibility that Uber might fail in an earlier discussion you used the spurious argument that some large company (Amazon was it) had invested and they wouldn't be investing in a company that might fail. No, it has the backing of large VC funds, no you didn't, you named a specific HITech company - thinking more it was probably Google which Amazon is not. Don't you know the difference? Don't be silly It is well know that all of the major HiTech companies invest in new starts ups, separate from their trading operations. They are awash with money, they have to do something with it. And I didn't discuss whether might one day fail to repay their investment. Yes you did - you told me I was an idiot for even considering the possibility. What I pointed out was that losing lots of money at this stage in its life was all part of the business plan, which its investors fully understood and supported. Nope, that wasn't the conversation at all If you want an example of an over-hyped company with an absurd valuation, which also loses money hand over fist, look at Tesla. Oh you agree then, I have been saying that for ages On that basis you should hold the opinion that none of these billion dollar companies can fail because it is 100% certain that all of them have the backing of some large company or other No. It just means you don't understand the difference between trading companies and investment funds. Nonsense You clearly said that the company wouldn't fail because some other company had invested 100s of millions in it, and they wouldn't have done that if there was a possibility it might fail. And you called me an idiot for thinking otherwise. The names of the companies here are irrelevant. The point that you made at the time stood on its own merits (or not) without them. |
#45
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![]() "Recliner" wrote in message ... tim... wrote: "D A Stocks" wrote in message news ![]() "Arthur Conan Doyle" wrote in message news:uk9vdc1iusv3qbo78opsvoja1ik1sljco1@None... "D A Stocks" wrote: if my initial experience is anything to go by, nicer cars, nicer drivers and cheaper. What's not to like? I used Uber Lux for a ride across London recently. Very nice. Wondered if the driver was doing a little moonlighting with his employer's vehicle, but that's his business. I'm not sure if the rules for Uber Lux are different, but my understanding is that Uber drivers use their own vehicles. FSVO The point about Uber's model is that they don't own them but that doesn't mean that the driver does either - he could be "borrowing" it (FTAOD - I'm not making some pedantic point about Lease-Hire) The driver can't just turn up in a random borrowed vehicle. who said it was "randomly borrowed" Uber must approve, and knows exactly what car he drives. It presumably does some checks on its ownership, really - why on earth would it need to do that? suitability, this is just a case of looking at the marque and the age whether it's licensed and insured for private hire, etc. Isn't this in the drivers name? tim |
#46
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![]() "Roland Perry" wrote in message ... In message -septe mber.org, at 20:19:18 on Sat, 1 Apr 2017, Recliner remarked: The point about Uber's model is that they don't own them but that doesn't mean that the driver does either - he could be "borrowing" it (FTAOD - I'm not making some pedantic point about Lease-Hire) The driver can't just turn up in a random borrowed vehicle. Uber must approve, and knows exactly what car he drives. It presumably does some checks on its ownership, suitability, whether it's licensed and insured for private hire, etc. https://www.uber.com/en-GB/drive/lon...-requirements/ The main complaint is that they don't (do much checking). And reportedly the problem with insurance is they don't track cancellations I'm not even sure there's a mechanism for that even if they wanted to tim |
#47
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![]() "Theo" wrote in message ... In uk.railway Recliner wrote: I'm not sure if this applies in the UK: Uber requires all of their drivers to have car insurance, and provides supplemental insurance coverage, but only while the app is on. Here’s how it works: When the Uber app is off, a driver is covered by their own personal car insurance. When the Uber app is turned on, a low level of liability insurance becomes active. When a trip is accepted, a higher level of coverage kicks in and remains active until the passenger exits the vehicle. Previously Uber had only offered coverage when a passenger was in the car, but the company updated their policy after a series of accidents which resulted in various lawsuits. I suspect, but don't know, that insurance companies won't see it that way. For instance, you get a job that takes you a long way from home and then you 'clock off'. I suspect the insurance company would not count the return journey as 'commuting', because that journey was generated by the job that you picked up, even if you're not technically working at that point. Typically insurance policies define it as 'commuting to a single place of work', which this isn't. I don't know if the deadheading parts are acceptable as business miles on conventional insurance policies. In the employees-not-contractors case, the judge allowed the time from turning on the app to getting a job as working time for hours calculations, but not the time to commute from outside of London to the edge of the Uber zone (I think the example was Southampton to Woking or thereabouts). I don't think you'd get away with saying your single place of work was Greater London. There are people who drive from Southampton to London to work as Uber drivers no wonder they don't cover their costs (Why can't they just work as a mini-cab in Southampton?) tim |
#48
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![]() "Roland Perry" wrote in message ... In message , at 18:48:05 on Sat, 1 Apr 2017, tim... remarked: I'm not sure if the rules for Uber Lux are different, but my understanding is that Uber drivers use their own vehicles. FSVO The point about Uber's model is that they don't own them but that doesn't mean that the driver does either - he could be "borrowing" it See "and thus a lack of insurance". Can you not get private hire add-on insurance for a car that you do not own? Surely the assessable additional part of the risk here sits with the driver. tim |
#50
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In message
-septe mber.org, at 01:30:12 on Sun, 2 Apr 2017, Recliner remarked: If you are an Uber driver then you need to have commercial taxi insurance. A normal car insurance policy would be insufficient and is likely to be voided in the event that you have an accident while driving for Uber. Even if Uber doesn’t classify itself as a taxi service, and refers to its drivers as ‘your friend with a car’, the fact is that if you are picking up passengers for financial reward at a pre-booked location, you are effectively a private hire taxi driver. But hat if they don't - who is checking? A private hire taxi insurance policy is therefore a legal requirement to cover your vehicle usage. And getting the right type of insurance is down to you - not Uber. That answers the supposed Uber-provided supplemental insurance then. -- Roland Perry |
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