"Tim" wrote in message
...
- compulsory third-party insurance for all cyclists (to cover
injury to
pedestrians and damage to cars ...

Actually, as a cyclist, I do have third party insurance, three times
over. It comes as a free benefit with clubs and things that I belong
to.

It makes a good benefits for organizations to offer free. Cyclists
so rarely cause damage that the premiums are pretty negligible, and
doing it through a national organization means that you don't so much
get the paperwork costs far outweighing all the other costs, as would
be the case if people signed up individually

Jeremy Parker